Job Description

We supply quality used vehicles and finance to customers who have been declined elsewhere. Our aim is simple, to supply each customer with the right finance package to suit their individual circumstances and budget.

Your responsibilities will involve:

• Underwriting new applications in line with credit risk policy and individual mandate level
• Taking responsibility and manage applications from point of application to completion
• Making underwriting recommendations to line manager where mandate level is exceeded.
• Assessing customers’ background, credit report and financial status, including an affordability assessment
• Ensuring that applications are processed within set service standards and in line with key performance indicators
• Adhering to internal underwriting policy and regulatory requirements, FCA guidelines, Money Laundering, prevention of Financial Crime, data protection etc.
• Updating spreadsheets
• Working emails
• Producing contracts, ensuring accuracy of information.

Required Knowledge, Skills, and Abilities

Key skills for the role include:

• Excellent communication skills both written and verbal
• Good time management skills
• Ability to work in a fast-paced environment and well under pressure
• PC Literate with Microsoft Office/Excel/Teams
• High attention to detail
• Ability to work as part of a team as well as independently