Job Description

The role oversees the accurate credit assessment, analysis and due diligence of both new and existing exposures within their areas. The role holder has extensive practical knowledge and experience of these areas and is responsible for managing all transactions from start to finish that falls within them; the role holder leads meetings and discussions on complex cases which may include novel features and structures – including extensive negotiations with exporters and buyers - and oversees and is ultimately responsible for case work of the analysts within their team. The role holder is also responsible for the credit risk approval of cases up to and including their delegated authority.

Responsibilities

• Leading, managing and motivating their team in the production of high quality and timely credit analysis. This may involve complex structures and transactions (including novel and unusual features).
• Exercising credit approval – within the terms of delegation from CRO. The role also includes the provision of high quality recommendations to the Head of company Approval or higher where delegated authority is exceeded.
• Responsibility, accountability and approval alongside Post-Issue Management Team for the ongoing monitoring from a credit risk and ratings perspective for the Project Finance transactions.
• Liaising with multiple stakeholders – most notably Business Group and external clients – but also numerous internal stakeholders including Legal Division and Policy & Products Division.
• Taking senior leadership roles within external meetings to ensure that new proposed business is optimally structured and firmly within company’s predetermined risk appetite.
• Ensuring that all submissions to Enterprise Risk and Credit Committee are succinct, well structured, coherent, logical and fit for purpose.
• Identifying and providing solutions to credit training deficiencies.
• Continuously demonstrating subject matter expertise in both Project and Structured Finance. Recognition as subject matter expert both internally, particularly by Business Group staff and externally.
• Deputizing for the Head of RAD, where appropriate, including but not limited to, Senior Management Meetings and leading the internal Senior Team Meeting.
• Budget authority as above.
• Continuing review of and improvements to policies and processes affecting Project Finance.

This list is not exhaustive; the role holder may be required to carry out additional duties according to business need.

Behaviors

We'll assess you against these behaviors during the selection process:

• Making Effective Decisions
• Delivering at Pace
• Communicating and Influencing
• Working Together
• Developing Self and Others

Benefits

• Learning and development tailored to your role
• An environment with flexible working options
• A culture encouraging inclusion and diversity
• A Civil Service pension with an average employer contribution of 27%

Required Knowledge, Skills, and Abilities

• GCSE Math and English equivalent or above, or good numeracy and written skills.
• Evidence of continuing professional development.