Job Description

• To contribute to developing, building, and managing the Structured Finance (‘SF’) lending activity for Shawbrook and achieve targeted levels of profitability, return on capital and origination
• To lead the structuring and execution of leveraged finance and growth capital transactions
• To achieve a high level of credit quality and operate to high standards of risk management generally, including operational and reputational as well as credit risk
• To propose, negotiate and execute Leveraged Finance and Growth Capital facilities, to support the acquisition and growth of UK early-stage and SME companies by Private Equity firms and Investors.
• Analyze the business and financial performance of prospective customers and ensure debt structures are appropriate to meet their needs. Identify, minimize, and mitigate risks.
• Responsible for the end-to-end credit process, including due diligence review, financial modelling, writing of credit papers, presentation to Credit, client negotiation and completion of legal documentation
• To actively manage ongoing relationships with a variety of clients (sponsors, investors) and intermediaries.
• Originate business in the leveraged finance and venture debt market, including participation in client and intermediary meetings, preparation of pitches, and attendance at market events and conferences
• To lead and support transactions, mentoring more junior staff.
• Relate effectively to the other parts of the Shawbrook group who play their part in the Financial Sponsors output i.e., Operations, Credit, HR, Finance, Corporate Banking
• To report all issues of regulatory concern to the Operations Director / Bank Legal & Compliance Director.
• To communicate and escalate potential issues/risks in a prompt and effective manner.
• To provide support in managing the overall compliance and risk management framework of SF

Benefits

• Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalized support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service
• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Required Knowledge, Skills, and Abilities

• Quantitative Degree/CFA or similar business qualification or equivalent work experience appropriate to the role
• 3-5 years’ experience in leveraged finance and/ or growth capital lending
• Experience in structuring and executing transactions and risk management
• Compliance and governance experience would be considered a positive
• Some prior mentoring/ line management experience is a positive
• Strong analytical skills, including advanced knowledge of Excel, being able to manage and handle complex issues. Experience with financial models and good understanding of financial statements is beneficial
• In-depth knowledge of leveraged finance and/or growth capital structures, including negotiation of legal documentation
• Industry knowledge in the general finance market desirable, but not essential, including a good understanding of lending practices, including structures, risk mitigation, covenant requirements, pricing, and competition
• Excellent customer service, presentation, and negotiation skills
• Thorough comprehension of credit risk management, credit administration, loan production and servicing
• Compliance with all regulatory requirements, remaining in good standing with regulatory agencies
• Good commercial, financial acumen and capability in strategic thinking, executive level reporting and effective business planning
• Confident, ambitious, and good team working skills combined with being able to interact within a fast-paced entrepreneurial environment
• Excellent interpersonal skills with the ability to quickly build rapport to engage employees and gain support of peers
• Influencing skills and the ability to communicate effectively both orally and in writing with all levels of management, regulators, and committees
• Ability to build industry network and develop strong relationships with all business areas
• Support the development of a strong balanced and effective team by conveying clearly goals and expectations
• High levels of drive, energy, and personal commitment to success
• Ability to package and present ideas in a persuasive manner
• Ability to priorities and manage multiple projects
• Demonstrate sound business judgment
• Results-orientated, holds self-accountable
• Permanent
• Able to commute reliably to office base and accommodate home working as required
• Able to work extended hours on occasions when required