Job Description

• Supporting and advising Front Office SF Team to ensure new-to-bank transactions are adequately structured to provide appropriate balance between risk/return.
• Facilitating efficient decisioning process by timely completion of risk analysis
• Providing support on any credit related issues during the negotiations with professional advisors including transaction documentation (e.g., Facility Agreements, security documentation, ISDAs)
• Ensuring that transaction execution and completion of due diligence are in accordance with Bank policy and procedures and terms of the Credit approval.
• Reviewing Borrower financial information and identifying deterioration in covenant ratios, income/profit/cash flow results, budget v actual comparisons and/or general performance
• Manage internal and external relationships with key stakeholders to deliver excellent service to the business and identify any efficiency improvements.

Required Knowledge, Skills, and Abilities

• Relevant experience of analyzing project finance deals with a solid understanding of financial forecasting methodology and credit rating approach
• Solid understanding of the typical corporate banking suite of products, including an understanding of derivatives (interest rate, Inflation & FX swaps) and other specialist products offered by the Bank.

It would also be nice for you to have.

• Ability to make firm, independent decisions and provide clear, concise, and well-balanced credit arguments to justify actions taken / recommendations made.
• Well-developed presentational and business writing skills; ability to communicate, both orally and in writing, in a confident, articulate, structured, succinct, and coherent manner.
• Self-starter with sufficient experience and capability to demonstrate sound commercial judgment.
• Sound knowledge of relevant industry sectors as well as the wider economic and regulatory environment.