Director
Permanent
Job Description
- Follow the established financial planning process.
- Provision of financial planning reviews and related advice.
- Prepare and issue regular financial planning reports for clients in conjunction with colleagues in the investment team, where applicable.
- Prepare for and lead client meetings.
- Understand referral procedure & in-house specialists.
- To provide comprehensive fee-based Financial Planning & Wealth Management Advice.
- Take responsibility for the provision of advice on all aspects of financial planning and the use of life, investment and pension products; reviewing existing plans; advising on pooled investment vehicles, the use of bonds, onshore and offshore; life and other protection plans; retirement income planning; pensions, inheritance tax planning, tax-led investments, cashflow modelling, etc.
- Supporting fee-based financial planning advice provided across a broad range of services including all forms of pensions, investment, savings, protection and tax planning vehicles.
- To confirm the suitability of life, pension and potentially investment plans already held by clients and to assist in developing future arrangements.
- Work with others in the client team, particularly (internally) investment managers and (externally) solicitors, tax specialists and accountants, utilising available sources to ensure that report and other deadlines are met
- Participate in departmental and external provider meetings.
- Take lead responsibility for the research/analysis of the areas of advice allocated to you and with reference to the style
- Support a collegiate environment for the financial planning team’s discussions and development of the Private Client Team’s strategy.
- Maintain an understanding of the Company’s systems including: financial planning, investment management, practice management (Xplan and other internal systems), dictation, client inception, fund service, real-time pricing terminals.
- Understand and maintain, where necessary, proprietary systems.
- Assist with the marketing and promotion of the Company’s financial planning and other businesses, both externally and within the Group.
- Maintain a thorough understanding of back office procedures including client take-on procedure, client report production, financial planning process, valuations and advice procedures, all of which are to be provided via Xplan.
- Undertake any projects or longer-term responsibilities that are assigned to you.
Required Knowledge, Skills, and Abilities
- Have excellent client-facing skills.
- Have excellent communication skills.
- Be commercially focused.
- Have strong research and analytical skills and demonstrable experience of applying these.
- Have good IT skills.
- Be able to work as part of a team.
- Be able to work with the minimum of supervision.
- Experience in the administration, research and advice across life, investment and pension products; pooled investment vehicles, the use of bonds, onshore and offshore, life and other protection plans; retirement income planning.
- Have Private Banking experience in areas related to the IFA market, or from an IFA background in a client-facing role.
- Be educated to Degree level in an appropriate business discipline or with relevant experience.
- Have achieved or be working towards Certified and/or Chartered Financial Planning status.
Reference no: 106301