Job Description

Key Responsibilities

• Complete a series of assigned audits end-to-end, of varying complexity in order to support the organization in identifying and mitigating key business risks, thus contributing to the completion of the Group Internal Audit Plan.
• Undertake special reviews and projects as requested.
• Effectively communicate results of assignments to key stakeholders throughout their delivery and ultimately by preparing a final report of audit findings.
• Have a clear understanding of the business areas being audited, including the relevant regulatory and policy requirements, and the systems used, to provide assurance that all key risks within the business have been identified and are being addressed.
• Ensure that assigned audit issues and associated actions are tracked to completion by providing on going assurance that the business is managing relevant risks effectively, through support and advice to relevant Action Owners.
• Proactively plan and undertake high quality audit reviews to support the delivery of the annual Group Internal Audit plan delivering value-added advisory and assurance service to our stakeholders and to the Board.
• Clearly document the results of audit work performed and recommendations for control improvements in impactful and concise audit reports for Executive Management and the Board.
• Ensure each audit assignment has appropriate audit working papers in place, in line with department expectations, for audit quality control purposes.
• Build and maintain effective working relationships with the business and other Group Assurance Providers e.g. Group Risk, Compliance and Business Assurance in order to:
  • ensure that Internal Audit activity is aligned to business performance and the ever changing risk environment
  • Act as an escalation point for audit and risk issues.

Additional Information

Together is a specialist lender which offers residential and commercial mortgage loans to niche market segments underserved by mainstream lenders. As one of the North West's most profitable companies, Together has established itself over 45 years of successful trading as a leading finance provider, thanks to its common-sense approach to lending.

We offer a range of company benefits, including 25 days holiday which can be flexed up/down, pension, life assurance, critical illness cover, health cash plan, private medical insurance, regular team/individual incentives, travel season ticket loans, Ride to Work scheme, free gym access and local bar/restaurant discounts.

Required Knowledge, Skills, and Abilities

Experience in Internal Audit, including Risk based methodologies, Codes of Conduct and industry best practice and with a sound knowledge of IA principles. Excellent problem solving and analytical skills together with the ability to document the results of IA work to a high standard. Experience within Financial Service organizations in particular significant knowledge and experience of Governance, Risk, Internal Control systems and their application in relation to areas of specialism, in UK regulated, Financial Services organizations. Excellent understanding of the Financial Services industry and the Regulatory and Legislative environment. Excellent relationship building and influencing skills, at strategic and tactical levels, able to communicate effectively to a variety of audiences including Senior Management. The ability to supervise less experienced colleagues within the team. Effective time management, planning and organizational skills. Educated to degree level or equivalent and recognized relevant post-graduate qualification (e.g. CMIIA, ACA, and ACCA). Internal Audit experience in the areas of Transformation & Change, Data and Automation. IT and data extract skills. Specific experience in commercial or retail lending.