Job Description

• Write profitable Property & Casualty new business with a minimum threshold of £1.5M
• Achieve Profitability, Growth and Expense targets by managing and operating to the Key Performance Indicators of the region.
• Write new business, or renewals and mid-term adjustments of varying complexity up to authority and binder limits. Authority level is reflective of knowledge, experience and qualifications.
• Enhance the organisations standing and presence locally by establishing and maintaining strong personal relationships with key directors and staff at the Region's most important brokers
• Contribute towards business Income & Gross Written Premium (GWP) objectives whilst working towards the business's annual Target Loss Ratios and rate targets.
• Responsibility to ensure survey requests, survey overviews and policy documentation are processed, maintaining all relevant reporting tools.
• Conduct regular case reviews to ensure that technical procedures and standards are followed, in accordance with the Company QA procedures.
• Support the personal development of the underwriting staff in the Branch by delivering technical guidance skills.
• Handle referral cases above the authority levels of Underwriters, Assistant Underwriters and Development Underwriters whilst adhering to individual authority level.
• Contribute to the technical knowledge of the Company by feeding back technical and commercial market intelligence to the Regional Director & wider team.
• Maintain personal knowledge of relevant technical issues.
• Work collaboratively with other parts of the organisation, especially the claims and survey teams, when required.

Required Knowledge, Skills, and Abilities

Skills / Competencies

• Understanding your insurance market - at least 3 years' experience in Commercial underwriting (or broking)
• Proven broker account development and management
• Being able to negotiate flexibly and appropriately - manage a profitable portfolio
• Win, renew and manage out individual cases and books of business.
• Effective selling skills 
• Demonstrates a range of influencing and negotiation approaches
• Risk perception/Risk selection skills
• Pricing of risk accordingly
• Successfully developing effective trading relationships
• Consistently achieving goals and objectives
• Trading successfully in the insurance marketplace
• Experience working across functions / matrix organisation to collaborate and build strong relationships

Qualifications

Minimum Cert CII. Dip CII, or progress towards, is preferred

Experience

The job holder will have at least 3 years Commercial Underwriting experience, strong interpersonal skills and work in a structured, planned manner.