Manager
Permanent,Full-time
Job Description
- Support Line 1 CP Risk and CP Business areas to embed Bank and Divisional Risk Management Framework
- Integrate Group Risk Policies within CP operations to ensure compliant with internal and external requirements
- Manage and maintain the Divisional suite of Asset Class Policies and Lending Guidelines to provide the business with the required policies, process and procedures to deliver to the banks objectives
- In partnership with the business areas, develop and maintain Divisional Standard Operating Procedures (SOP’s) for all risk activity within CP
- Co-ordinate and provide expert opinion to all relevant change and systems project to support the successful delivery of project objectives. Other ad –hoc project work and activities as required
- Central point of contact for 2nd Line and Internal Audit actions and liaise with the business areas to deliver outcomes and in line with due dates
- Management of Line 1 responsibilities for Board and Group Risk Committees and actions that arise to be executed
- Point of contact for central Risk functions across all CP in respect of Conduct Risk, Fraud Risk, Operational Risk and Compliance Risk
- Providing support, education, and training to CP staff on Risk Management Framework related issues
- Management of panel valuers and relationship of panel manager
- Ownership of annual review process with 3rd parties and internal reviews and processes
Required Knowledge, Skills, and Abilities
- GCSE (or equivalent) in Math’s and English
- An excellent understanding of the commercial mortgage, residential and commercial real estate sector
- A good knowledge and understanding of legal conveyancing
- Experience of working to tight deadlines
- Experience of working in a team
- Computer literate (good knowledge of MS Office suite – Excel, Word, Power-Point)
- Knowledge of TCF
- Good knowledge of compliance procedures within the mortgage industry
- Advanced at the reading of financial accounts, valuations, business appraisals and credit searches
- Analytical and pragmatic approach to underwriting
- Adaptable & flexible
- Excellent verbal and written communication skills
- Ability to work on own and as part of a team.
- Excellent planning and organisational skills
- Enthusiastic “can do” attitude
- Able to work under pressure and to tight deadlines
- Accuracy & attention to detail
- Professional, well presented
- Establishes effective working relationships at all levels
- Customer-focused approach
- Proactive & Self Driven
Reference no: 99320