Job Description

In this role, you will assist with managing a suite of policies, procedures, and processes documentation to comply with all internal and external regulations. You will be responsible for the effective operation of the Divisional Risk and Impairment Committees and contributions to the Group and Board Risk Committees. Responsible for overseeing and managing 2nd and 3rd Line QA reviews, including some remediation activity.

• Support the Risk Management Team to embed Bank and Divisional Risk Management Frameworks
• Manage the Risk Governance protocol – including coordinating and organising Divisional Risk and Impairment
• Committee meetings; assembling and distributing agendas; preparing minutes and action points of the meetings reviewing Terms of Reference
• Maintain the risk calendar and an up-to-date consolidated register of action points. Monitor the progress and completion of actions by due dates and follow-up on overdue actions
• Contribute to the development of Risk Policies, Guidelines and Standard Operating Procedures
• Provide support, education, and training to Commercial Property staff on Risk Management Framework related issues. Contribute to the preparation of submissions to Divisional and Group Committees and forums
• Support and contribute to Quality Assurance reviews and Risk Control checks
• Ad hoc risk related project work and activities as required

Required Knowledge, Skills, and Abilities

• University degree preferred. Minimum 3 x A-Level passes, and 5 x GCSE (or equivalent) passes including Maths and English
• Risk qualifications / training or relevant work experience welcome or willingness to study a financial services qualification
• Some Financial Services Industry experience or exposure desirable
• Non-degree holders are likely to have completed 2-5 years working in a financial services organisation
• Deep and broad business and financial acumen
• An appreciation of Credit Risk Management principles, frameworks, tools, and techniques including some, or all, of:

- Regulatory Frameworks

- Risk Policies

- Commercial Property (Investment) Market

- Credit bureau and collateral data (preferred)

- Analytics and reporting experience welcome

• An ability to learn, assimilate information and grasp concepts readily
• Good working knowledge of MS Office applications (Excel, Word, PowerPoint)
• A professional and well-presented self-starter requiring little supervision
• Excellent customer service, presentation, and negotiation skills with both internal and external parties
• Superior written and oral communication skills. Strong influencing and assertiveness skills and the ability to communicate effectively both orally and in writing with all levels of management, regulators, third parties and committees
• Excellent time management and organisational skills
• Accuracy and strong attention to detail
• Logical ability to interpret information, draw conclusions and present them to varied audiences
• Ambitious, energetic, and creative.
• Personal drive to succeed. “Can-do” attitude
• Questioning / Independent mindset
• Methodical and consistent approach to work
• Confident and resilient.
• Calm under pressure
• Good ability to listen.
• Professional and comfortable interacting with senior staff members
• Ability to work unsupervised, prioritise and manage various work streams
• Willingness to use initiative, implement change and drive results
• Desire for continuous improvement. Ability to work in a changing environment requiring adaptability and flexibility